What do people pay on the car insurance?

[acemodder]

Hey

Thought it would be interesting to compare insurance prices and cars and ages etc.


Please post the following:-

Your car
Your age
How long you have been driving
How many years No Claims
You location (town)
Where your 3rd party or fully comp.
Your insurance cost
You insurance company

I will start

My car is a 02 plate ZS 120 with the extreme bumper.
I'm 28
Been driving 1.5 years
Have 1 years NCB
Live in Stafford
Fully Comp
Insurance was £470
Quinn Insurance (£200 excess)

[Ritchy]

mg zs 110
19
driving year and a half
years no claims
glasgow
fully comp
aviva
pay sweet f all :D
excess £750:( £1000 when driving the pickup

[acemodder]

how come you pay sweet f-all ???

[p_b82]

tweaked ZS TDi
27 when last renewed.
10 years
never claimed.... so as many as they will give me :)
Bristol
Fully comp, protected no claims, guarenteed hire car, mods like for like replacement
£575
Aplan - underwritten by markerstudy - excess £250 iirc

[talkingcars]

Your car MGZS180/MGZR160/T16 Maestro/R111
Your age 45/42
How long you have been driving 28/4
How many years No Claims 5
You location (town) West Sussex
Where your 3rd party or fully comp. Fully comp
Your insurance cost £700 total - both as main driver
You insurance company Tradex home fleet

Unfortunatly you have to add another £700 for TPF&T for my 17 yr old learner son on the R111.

[Ritchy]

dads got a traders policy for work n can add so many people who work for him for nothing, and i work part time for him sometimes so free traders policy:) as long as its booked in at his work

[Jay-ZS+]

Almost standard 180:whistle::laugh:
23
4yrs driving
2yrs NCB
Bristol
£850 fully comp
SKY £250 excess

[Bobdope2002]

Car: MGZS 180 MK2
Age: 24
How Long you have been driving: 6 Years
How many no Claims: 6 years
Where your 3rd party or fully comp: Fully comp
Your insurance cost: £650 Mods Declared
You insurance company: Direct Line

[grimmy]

Car: MGZS 180 MK2
Age: 37 next week
How Long you have been driving: 16 years
How many no Claims: had no bumps so full no claims bonus
Where your 3rd party or fully comp: Fully comp
Your insurance cost: £330ish
You insurance company: More than

_________________

[Squeaks]

Your car... 2004/2005 MGZS 180 Mk2
Your age..... 22
How long you have been driving.... 5 years
How many years No Claims ... 5years
You location (town) ... Arreton IOW
Where your 3rd party or fully comp. Fully Comp
Your insurance cost... £600excess £728py
You insurance company... Enzine through Aplan

[RudeDogg1]

MK1 120+ 02
30
10 years
10 years protected no claims
Barnstaple, Devon
Fully comp
Just over 300
150 excess

[nath86]

My car is a 02 plate ZS 180.
I'm 23
Been driving 6 years
Have 3 years NCB
Live in yeovil, somerset
Tpft
Insurance £740 with the missis on as well *(she been driving 2 years) with 9 points between us :whistle:kwikfit ins (£100 excess)

[mattie007]

My car is a 02 plate ZS 120
All mods declared (cat back, induction, bodykit, alloys)
I'm 24
Been driving 7 years
Have 4 years NCB
Live in Kettering
TPFT
Insurance was £190
Chris Knott Insurance (£150 excess)

[Supercharged_Z]

My car is a Vauxhall Vectra 150 cdit
No mods
I'm 24
Been driving 7 years
Have full years NCB but many are company car so0 dont count
Live in leighton buzzard
fully comp
Insurance was free
and is still free

thats right guys, company car FTW!!! no tax, no insurance, no maintaince, also free fuel for me!! although i do pay on me tax code!! i have a lettter then some numbers rather than numbers then a letter!!

[p_b82]

git... :p

i do get 40p a mile for all my business travel... pretty sure i went over 10k on business last year, but as 7k of that were not in my own car they would be very hard pressed to pin it on me... tho the comapny has sold us now so not likely to ever come asking for it now:)

[arwilson80]

Your car: MGZS180
Your age: 27
How long you have been driving: 9 years
How many years No Claims: 6 years
You location: N Ireland
Where your 3rd party or fully comp: Fully comp
Your insurance cost: Just under £500
You insurance company: Greenline (Highway)

[stamford]

Your car: MG ZS200 ;)
Your age: 44
How long you have been driving: 28 years :whistle:
How many years No Claims: 12 years (according to the records, not sure how they work that out!)
Your location: Hampshire
3rd party or fully comp: Fully comp
Your insurance cost: Works out at just over £300 with declared mods with 15k mileage.
You insurance company: Admiral (multi-car policy, also have the TD5 Discovery and MGF SE on it)

[midcuk]

Your car: MGZS180 modified all declared
Your age: 35
How long you have been driving: 17 years
How many years No Claims: 17 years
You location: newcastle
Where your 3rd party or fully comp: Fully comp
Your insurance cost: Just under £350
You insurance company: Aflux

[Maxfly]

Your car - MG ZS180 MK2
Your age - 29
How long you have been driving - 11 1/2 Yrs
How many years No Claims - 11
You location (town) - Newarthill/Motherwell
Where your 3rd party or fully comp. Fully Comp
Your insurance cost - £300
You insurance company - Adrian Flux

[KevG]

Your car - MG ZS180 MK2
Your age - 36
How long you have been driving - 16 Years
How many years No Claims - 4
You location - South Lanarkshire
Where your 3rd party or fully comp. Fully Comp
Your insurance cost - £380
You insurance company - Adrian Flux

[dvid]

Standard 2006 180
27yrs old, no claims or points
7yrs no claims

£330 Fully comp with protected no claims... Elephant rock for me :D

[Jay-ZS+]

Standard 2006 180
27yrs old, no claims or points
7yrs no claims

£330 Fully comp with protected no claims... Elephant rock for me :D

When was it registered in 2006?

[dvid]

Not sure off the top of my head, will look later... But I get raped for road tax :(

[Jay-ZS+]

Ouch, depends how long its taxed for id be tempted if it runs out in the next couple of months to sorn it now and renew it before it goes up. Still worth the smiles

[Bobdope2002]

Hey

Thought it would be interesting to compare insurance prices and cars and ages etc.


Please post the following:-

Your car
Your age
How long you have been driving
How many years No Claims
You location (town)
Where your 3rd party or fully comp.
Your insurance cost
You insurance company

I will start

My car is a 02 plate ZS 120 with the extreme bumper.
I'm 28
Been driving 1.5 years
Have 1 years NCB
Live in Stafford
Fully Comp
Insurance was £470
Quinn Insurance (£200 excess)

your only up the road from me over in sunny uttoxeter then

[dvid]

ive been paying the high rate for a year or so now, not much i can do about it eh...

[starfire039]

This was when I was driving the Z, all things are same though, same age, years driving etc. This was me as named driver.

Your car - MG ZS120 mk1
Your age - 20
How long you have been driving - 2 Years
How many years No Claims - Never had a bump but a named driver, so no NCB.
You location - West Sussex
Where your 3rd party or fully comp. Fully Comp
Your insurance cost - £1080
You insurance company - More Than

Am now on an insurance policy on a 206 (euuughhh) that I share with my sister when I'm home from uni, it didn't cost a penny to add me to the policy for a year!

Also have the Pass Plus which is said to reduce insurance premiums, although I think it has no affect on me as I don't have my own policy unfortunately. Was thinking about doing my Institute of Advanced Motorists test, I'd assume that would lower insurance costs when I finish uni and get my 180 :) if anyone could confirm that? I always seem to struggle with insurance.

[will-w]

Your car: 2005 MG ZS+ 115 TDI
Modifications: Exhaust/decat, 180 brakes, a few other interior bits
Your age: 22
How long you have been driving: 5 years
How many years No Claims: 4 years
You location (town): Ashford, Kent
Where your 3rd party or fully comp: TPFT
Your insurance cost: £440
You insurance company: Highways (via Chris Knott)
Annual Mileage: ~16,000 miles
Named Driver: Other half, Female, 21, driving 2 years with 2 years no claims

Will be remapped soon to around 135bhp, expecting to pay an extra £30 or so :yes:

EDIT: Pass Plus only makes a difference in your first/second year after passing it, as I found out to my annoyance when I renewed after my first policy (was being illegal on my mums policy for the year before then!)

[dvid]

When was it registered in 2006?

21/07/2006 :shifty:

[chriszs180]

Your car: ford focus st 321bhp all mods declared
Your age: 37
How long you have been driving: 17
How many years No Claims: 4 years
You location: hornchurch essex
Where your 3rd party or fully comp: Fully comp
Your insurance cost: Just under £545
You insurance company: greenlight (with st owners discount)

remap is free with greenlight if you are a owner member most are just admin chargers for extras as well works out great for the st....

[g8ndj]

Your car: 52 plate zs 120/classic mini
Your age: 18
How long you have been driving: 1
How many years No Claims: 0 (classic policey for the first year)
You location: Reading
Where your 3rd party or fully comp: 3rd party f&t
Your insurance cost: £1800ish
You insurance company: Quinns

It might seem alot, but most of my friends are paying 2500 for 1l corsa's on a t reg. I really want to know how these companys work this out?? other quote in a 1.4 zr was over 3000. :S
When you start to think about it you understand why people dont bother insuring cars.