Insuring a 180

[mattie007]

Hi all,
looking at purchasing a 180 which will have limited mileage use.
I have 11 years NCB but I'm using that on my MG3 through Tesco insurance. What is the best way about insuring a second car as I believe I can't insure 2 cars on one policy?

[Dan1971]

I'd have a look at a specialist like Peter Best. I've never used them but others speak highly. They also acknowledge and cater for mods, which I think will be important if I'm right that you're looking at the xpg zs.

When had a spare car, the red Zs, my insurer just matched my bonus on it realising that I could only drive one at a time! Won't hurt to ask.

[mattie007]

Thanks Dan, I'll be phoning PB tomorrow and also my insurer just to see if there is anything they can do.
Been after a 180 since I got my 120 back in 2006, so it's long overdue!

[ZS]

I insured the 180 on 5k miles with adrian flux for £200 classic insurance, no no claims, a couple years back...

no its on nkrmal miliage wirh chris knott for about 350pa

[stamford]

As mentioned Pete Best offer modern classic policies with 3k and 5k limits and don't take or use ncb. The mods are covered and with photographs will agree a value that reflects their worth. My mk1 was around £140, the mk2 was close to £120.

[Mark S]

check out the modern classic policies, i was insuring fully comp a supercharged jag for 90quid a year when i was 25!!

[Lukeus101]

Join the MG Car Club then go through Peter Best. I know people that have got policies for around £150.

[peterzs]

As Lukeus 101 says, join the MGCC as Peter Best then give you a discount, I dont know if its the same for the MGOC.

I have my ZS and TF insured with Peter Best, only thing is they do not give a NCD so I'm not sure how it works if you want to leave and go to another insurance company later.

:):):)

[pb25]

I found Peter Best more expensive with my 180 (and my MGF) verses main stream insurers. I pay £176 for fully comp 7k miles with 9 years ncb through Privilege. Some companies can mirror your existing ncb, some won't.

[mattie007]

Thanks everyone. Not sure PB are willing to insure it as I haven't heard back. I use my full NCB on my other car but guess I could switch over.
I'll try an fee more tonight.

[Lukeus101]

Peter Best don't bother with NCB :)

[mattie007]

£300 trough PB, which is a good start. Will ask about discount through the MGCC

[peterzs]

:):):)

[LozMachine]

I'd have a look at a specialist like Peter Best. I've never used them but others speak highly. They also acknowledge and cater for mods, which I think will be important if I'm right that you're looking at the xpg zs.

When had a spare car, the red Zs, my insurer just matched my bonus on it realising that I could only drive one at a time! Won't hurt to ask.

^^^^^^^^ This, i have 2 180's insured seperately that mirror my ncb, far cheaper than any multicar scam..

[tcb 180]

The advantages of being an old git. Had renewal through from General Accident for the Scooby. Around £283 Full Comp 7yrs NCD on this policy.

Did an annual search SAGA £154 !!!! Happy motoring!

But I'd pay more just to be younger.

[mattie007]

Well i'm 31 so quite happy with £300. I pay £250 on my MG3 with 12 years NCB.
Still think I can get it a bit cheaper, certainly if I join the MGCC.

[Big-Jay]

Is there an age restriction with Peter Best ?

I know many specialist insurance companies have a minimum age restriction of 25 and me being 24 rules me out entirely.

[Lukeus101]

Think It might be 25 Jay... :(

[mattie007]

Think I'll go PB. Tried quite a few and all in the £800-£1200 bracket.
Thanks for your help chaps.
PB also told me I'd get around 15% discount for joining a car club, so MGCC or MGOC?

[Dan1971]

Car sorted then .... ?

[mattie007]

Not quite, but hopefully soon Dan :)

[Lukeus101]

MGCC have Peter Best
MGOC have Lancaster Insurance iirc :)

[mattie007]

PB have said they will offer 15% for MGCC and MGOC. Any preference chaps?