Insurance Time [Archive] - theMGZS.co.uk

dvid

16-10-08, 11:18 AM

Stuart

16-10-08, 11:37 AM

Try bell.co.uk they are the same company as admiral they were about £150 cheaper than my best quote also this year more than were excellent.

A guy in work told me to try the post office, they saved him about £250 but when i tried them they quoted me over £2000 it seems to vary hugely from person to person no matter where you go.

One thing that i noticed though was i always got a cheaper price going to the companies direct rather than those comparison websites!

stamford

16-10-08, 12:11 PM

Those are very good prices you have there all things considered. Do you have any mods?

I'm with Admiral and have a multi-car policy, ZS comes out at just over £300 fully comp. but then I am 'mature' ;)

dvid

16-10-08, 12:24 PM

Car is totally standard

I hate comparison websites, will try bell and post office, thanks

16-10-08, 12:28 PM

Its almost that time of year!!

Any recommendations of cheap companies?

Currently with Elephant, best prices so far are elephant who want £380 off me for fully comp, £150 excess or Direct Line want £355.95 but that is unprotected no claims....

26yr old, 5 yrs no claims no accidents or convictions in last 5 years....

Its a 2006 180 by the way :mama:

WTF??

I'm 26yr old with 7 years no claims, no accidents and a 3 points for a CU80 (driving whilst on mobile phone - even though car was parked and handbrake on in a carpark!)

Can I get my insurance below £580?? I don't think so! I don't protect my no claims discount either...

mrt_04

16-10-08, 02:06 PM

Got multi car with More Than (including Suki Vitara)........£600 full comp with policy cover..covers both vehicles

45yrs (younger than Stamford!!!!!) with full no claims & 3 points for speeding.........in the Zed on the A1, doing a test flight for NASA!!!!!!!!!!! :noexpression:

dvid

16-10-08, 03:05 PM

WTF??

I'm 26yr old with 7 years no claims, no accidents and a 3 points for a CU80 (driving whilst on mobile phone - even though car was parked and handbrake on in a carpark!)

Can I get my insurance below £580?? I don't think so! I don't protect my no claims discount either...

I must live in a nicer area! Not in Gosport are you!? :tease:

EDITED to add, if I leave excess at £350 then the Elephant cost is £321!

16-10-08, 03:12 PM

I must live in a nicer area! Not in Gosport are you!? :tease:

EDITED to add, if I leave excess at £350 then the Elephant cost is £321!

No definetly not Gosport!! Nah I'm in the posh part of... errr West Leigh

Its *almost* Rolands Castle!!!

Never heard of Burgess hill being described as nice though... :p

R8NMG

16-10-08, 03:52 PM

Burgess Hill must be a crime free area. I am 6 years older and years and years of no claim discount and no conviction ever and I am paying over £500 for my insurance.

arwilson80

17-10-08, 09:11 AM

WTF??

I'm 26yr old with 7 years no claims, no accidents and a 3 points for a CU80 (driving whilst on mobile phone - even though car was parked and handbrake on in a carpark!)

Can I get my insurance below £580?? I don't think so! I don't protect my no claims discount either...

I'm about the same... only difference is that i have 5 (or is it 4) years NCB and an SP30, and my insurance is about £800.

17-10-08, 09:20 AM

I wonder if its because Dvid has limited mialage or something?? I know there are lots of factors... but I tried to see what it would do to my insurance to drop to 1000 miles a year and garaged... no difference to premium!

I was going to sorn it and sort things out on it slowtime whilst using the landrover (or the 120) as a commuter!

meat-and-gravy

17-10-08, 10:00 AM

I was going to sorn it and sort things out on it slowtime whilst using the landrover (or the 120) as a commuter!

I am 30 with 3 years NCB and I pay £260 fully comp for my 2003 zs 120+

meat-and-gravy

17-10-08, 10:03 AM

Forgot to mention that I am with LV for my insurance.

17-10-08, 10:12 AM

I am 30 with 3 years NCB and I pay £260 fully comp for my 2003 zs 120+

Yeah the 120 is quite cheap for me too at £350 (using all 7 yrs NCD)... BUT my car (and I think dvid's) is a 180...

Strangely enough the cost difference between the 120 and 180 is MORE than the cost of the Landrover insurance... :D:D (I pay less than £200 a year for the landrover's insurance and thats fully comp, unlimited mileage with 1 years NCD)

ZS B19LYB

17-10-08, 10:38 AM

try lancaster they gave me a good quote

17-10-08, 10:41 AM

Landrover insured through Lancaster... :D:D But not competitive with the ZS's...

Phate

17-10-08, 10:43 AM

Adrian Flux, A-Plan, Sky Insurance.

All good companies :)

dvid

27-10-08, 10:28 AM

Well I have just renewed, with Elephant... £297.65... Well pleased

Mileage up to 7,000, which is more than enough for me
6yrs no claims
26, no points or crashes
business class 2 (wife needs it and she is additional driver)
£150 Excess
Protected no claims

Elephant are excellent!

Maxxed_Ross

27-10-08, 11:37 AM

I'm with them just now with the ZS and they are by far the cheapest for me too, but I'll be moving to Adrian Flux come renewal time.

I just got the Landrover insured with them and they are honestly the best insurance company I've ever delt with. Adding mods is a doddle and most don't make any difference to the premium. Best thing over Elephant is that mods are like for like replacement.

A tad more expensive for the base price, but IMO well worth it

UK call centres too, Elephant's Indian call centre has infuriated me for the last time!

TjP

27-10-08, 01:04 PM

Lol damn, Im paying £1600 for the 180! I only have 1yr NCB at 21 though...

Direct Line have been the cheapest for me. The reason I went with them is the 0.0% added when paying monthly.

dvid

27-10-08, 08:43 PM

Elephant have always been cheapest for me for all my cars, never had much luck with Adrian Flux but different people seem to have different results with these companies!