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-   -   Well that's mine written off. (https://www.themgzs.co.uk/vb/showthread.php?t=25262)

peterzs 13-05-13 01:52 PM

Dont know if this would help.

http://www.themgzs.co.uk/vb/showthre...accident+parts

May be worth a call.

petet16 13-05-13 01:56 PM

Quote:

Originally Posted by Skillen (Post 307299)
They said that they would use them new yeah! They said they might struggle to find parts. Tbh the bonnet and wing seem straight so more the bumper/light.

Thanks pete massive help!

The drivers side wing I would re-use because the wheel arch and vent aren't available new, and swapping the old vent and arch on to a new wing might be a bit of a mission.

petet16 13-05-13 02:10 PM

Here's a list to get you started, some of the bits from the front bumper they will re-use like foglights and mounts, stone guard,

Drivers side head light XBC002720 £274
Wheel arch spats L/H DFJ000290LML, R/H DFJ000280LML @£109 each
Bonnet BKA140100 £450
Drivers side wing ASB160020 £153
Bumper DPC001221LML £304

petet16 13-05-13 02:16 PM

All the parts are available from stock at Rimmers, or can be ordered from your nearest xpart dealer, the main thing being everything is obtainable.

peterzs 13-05-13 02:17 PM

Ouch, those wing spats are expensive!!!!

petet16 13-05-13 02:25 PM

xpart dealers in the Gretna area http://www.xpartautoservice.com/defa...purchase_parts

Type Cumbria in to the search box

petet16 13-05-13 02:26 PM

Quote:

Originally Posted by peterzs (Post 307305)
Ouch, those wing spats are expensive!!!!

Aren't they just................wince

Skillen 13-05-13 04:48 PM

Thanks for the links there Pete.
I now need I get closer pics if the damage for their estimations.
They are bloody expensive bits so hopefully won't cause them to write it off if it needs them all! Haha
Tbh should get away with just the new bumper and headlight and the spray job on the bonnet.
Now to get cracking and send it back ASAP and get this fixing started!

petet16 13-05-13 05:17 PM

From the pics, all you really need is the bumper, and spat, although imo, that bumper would repair nicely.

Skillen 13-05-13 05:25 PM

Quote:

Originally Posted by petet16 (Post 307322)
From the pics, all you really need is the bumper, and spat, although imo, that bumper would repair nicely.

It was pushed a way back to nearly the wheel so a few fixings may have gone but yeah I agree it would repair but I'm not gonna turn down a new bumper ;)

petet16 13-05-13 05:26 PM

Here's some pics of a bumper I'm repairing at the moment, the damage was very similar to that on your's, the crush can had been forced through the bumper, splitting it and leaving a hole.

http://i4.photobucket.com/albums/y14...ps903910f0.jpg

http://i4.photobucket.com/albums/y14...ps15fa95bb.jpg

Skillen 13-05-13 05:46 PM

Is that some kind of resin? I might but the bits back and attempt a fix!

petet16 13-05-13 05:58 PM

Quote:

Originally Posted by Skillen (Post 307334)
Is that some kind of resin? I might but the bits back and attempt a fix!


It's a plastic bumper repair kit, you can get them from ebay, the kit has everything you need to do the repair

petet16 13-05-13 06:03 PM

http://www.ebay.co.uk/itm/BUMPER-PLA...item336ac11cb9

peterzs 14-05-13 09:21 AM

Looks a good repair kit, better than buying a new bumper!!

:smile1::smile1::smile1:

Skillen 05-06-13 10:46 AM

Just an update on this:
Today the insurers rang and said that the cost of fixing the car exceeds the value so they've written it off.

I've now got two options.
£1575 and they take the car.
Or
£1165.50 and I keep the car.

Well pissed off as its a no fault claim and figured they would fix it and then just reclaim from the third party.
But I got the phonecall at work and my head wasn't screwed on right so I said I would mull it over.

What's your views?
Try and get more for it?

andys1981 05-06-13 10:56 AM

some folk will say dont accept the first offer,me personally would keep the car and take the money,that way you can sort the zs and still have it on the road,and your insurance will be payed for the rest of the year etc,but thats just my opinion mate

Ritchy 05-06-13 11:43 AM

Keep the car, will still sell for 800 ish with bumper damage

petet16 05-06-13 12:07 PM

Keep the car and try and get a bit more cash out of them.

Tomoose 05-06-13 12:09 PM

It sounds like a fair offer to be honest, I'd take it and keep it :)

Did they say if it would be Cat C or D.

Smokey 05-06-13 12:40 PM

Keep it, use some of the money to get it as it was, use the rest to improve it :)

Skillen 05-06-13 12:41 PM

Ahh forgot to say it will be a category c write off.

I do want to keep it.
But it will now require more time and effort on my part even though it was the third parties fault and he accepted liability.
I'm losing out with my car, my insurance and my money and time now.
He lost a little bit from his deposit on his HIRE car.
So I lose out more than him.
Can they write it off on a third party claim?

Skillen 05-06-13 05:29 PM

Just did a quick 8 car average on the mk2 zs with body kit price up.

The average price came back as £2259.25.

Even the non-kitted ones are going at around £1600.

I'm gonna try for a bit more out of the deal.

Got a quick quote off a garage who said they could repair the bumper (if I got an arch spat) for £120+VAT.

I have headlights I bought earlier in the year, so hopefully could get it sorted for cheap and have some playing money.

I just looked at some definitions too and there are mixed views but I will try and argue a Cat D as it is only the bumper and headlight really.

petet16 05-06-13 05:36 PM

A bit more money, cat d instead of c would be a good deal.

I was looking at buying an accident damaged fiat 500 to repair, some of the cars on Copart that were cat d had way more damage than a cat c zs.

talkingcars 05-06-13 05:48 PM

That is never a cat c - I would even consider sending them the quote you've had and ask them how a car worth £2200 is a write off with a couple of £100's worth of damage.

Even if they insist on writing it off there is no structural damage that would render it a cat c.

Skillen 05-06-13 05:56 PM

Quote:

Originally Posted by talkingcars (Post 309544)
That is never a cat c - I would even consider sending them the quote you've had and ask them how a car worth £2200 is a write off with a couple of £100's worth of damage.

Even if they insist on writing it off there is no structural damage that would render it a cat c.

but they might fix it at that quote price and i kinda fancy some cash to spend on her XD

I agree though I was shocked when they called, I expected them to be telling me when it was going in considering last thursday they had said the repair company had ordered the parts and were waiting for delivery!

Skillen 06-06-13 12:01 PM

Update from today's phone call.
I said I had averaged at £2200 over 8 cars of similar/lesser spec.
He checked again (01-05 I might add) and got £1630 pre accident value.
I tried to explain about there being a mk1 and mk2 but he said the system only had one in there.

So offered £1630 they take the car.
Or
£1205 and I keep the car.

Then offered £1700 and they take the car.
Or
£1105 and I keep the car on a cat D (cat doesn't really bother me as I'm not looking to sell)

He said if he went online he's sure he could find them for less than that price but again didn't seem to understand the two types thing.
Said optional extras like heated seats, climate control electric rear windows don't count in aftermarket value.
Only in presales new car value.

Don't know what to do now.
Don't know if its a fair price.
Any advice?
Thanks.

shycho 06-06-13 12:07 PM

Could you try talking to a different person at your insurance company and point out to them that an 09 mk6 Ford Fiesta would obviously cost more than an 09 mk5 Ford Fiesta as they are the new shape, and more desirable and therefore hold their value better as it seems talking about MG ZS's in the same manner goes over there heads.

Perhaps offer to email them an unedited list of results from autotrader for mkII models?

Can't think of what else you can do really.

petet16 06-06-13 12:16 PM

Make them a counter offer, £1150 you keep the car on a cat d, the write off category does make a difference, if it's cat c you need a vic before you can mot it and put it back on the road, it's only an identity check and doesn't involve the quality of any repairs, if it's a cat d none of the new mot and vic check applies.

Skillen 06-06-13 12:35 PM

Quote:

Originally Posted by petet16 (Post 309603)
Make them a counter offer, £1150 you keep the car on a cat d, the write off category does make a difference, if it's cat c you need a vic before you can mot it and put it back on the road, it's only an identity check and doesn't involve the quality of any repairs, if it's a cat d none of the new mot and vic check applies.

MOT is due end of this month anyway so that seems to negate it to me. Dunno what the insurance would do though in terms of increasing my renewal.

Also I counter offered at £1300 and keep the car and he said he couldn't as that would be over the price of the car pre-accident and their auditors if they looked would ask questions as to how they came to that price of something.

talkingcars 06-06-13 05:22 PM

I would be printing out every advert I could find for the same model and writing to them.

Skillen 06-06-13 07:13 PM

Quote:

Originally Posted by talkingcars (Post 309616)
I would be printing out every advert I could find for the same model and writing to them.

Think I'm going to have to, I said I'd email him the list of ten cars I had with their prices on but he said he could so the same with lower ones.

So gentlemen who read this,
Apart from the ones on eBay and auto trader that I already have in a list.
If you see some for sale could you please post them up here please?

This is the list I have so far.


MG ZS STE 06-06-13 07:44 PM

Tell the guy to do just that then. There arnt that many cheap MK2 180s about at the moment.

Skillen 06-06-13 07:58 PM

Quote:

Originally Posted by MG ZS STE (Post 309625)
Tell the guy to do just that then. There arnt that many cheap MK2 180s about at the moment.

The thing is, the idiot is basing his search on his "system"
On cars from 2001-2005 so he's gonna look at them!

I'm giving him one more chance tomorrow, after that I'm gonna lay it down on the line.

shycho 06-06-13 10:10 PM

Perhaps send a few pictures of your car and explain the difference again too him. It can't be too hard to tell the difference between an mk1 and an mk2

Mark S 07-06-13 07:00 AM

Quote:

Originally Posted by Skillen (Post 309629)
The thing is, the idiot is basing his search on his "system"
On cars from 2001-2005 so he's gonna look at them!

I'm giving him one more chance tomorrow, after that I'm gonna lay it down on the line.

the chaps 'system' will most likely be ebay, autotrader and pistonheads, its rare they look at cap or glasses guides for cars at this end of the market.

That's not always a bad thing tho.

Example.
An 2005 1.8+ with 87k book trade glasses at £435, cap ave at £540, obviously it is worth more with the kit if it had it. Dealer retail is 1735-1750, but unless you are a big garage/dealer, you tend to work under these prices by quite a margin.
An 03 plate 120+ trades at 320quid!

So the book probably wouldn't work in your favor

Just giving you the angle these guys work at, not agreeing with them.

I don't know your mileage, but assuming its average miles - say 80k or thereabouts;
Personally I would have thought an 1800 valuation is realistic for payout in this case.
mods, belts etc do not add to the value for payout, even owning and liking the ZS and my bias towards them, I still wouldn't get anywhere 2200 for a payout unless it was low miles such as 40k.


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