lost keys?
 

Just seen that Adrian flux do 'keyguard'. For £20 they'll replace your keys of you lose them.

Yes Ive had this for a few years, it really is invaluable. Cover upto £1500 and it covers any keys on the keyring, it also gives you tags to put on your keyrings stating a £10 reward for the finder.

I think premium choice do it as well.

hmm i must have missed this, think i'll get onto my insurance, i'm forever losing mine, its only a matter of time before i lose them outside thanks for the tip :D

I have missed this too, may have to look into this :)