Insuring a 180
Hi all,
looking at purchasing a 180 which will have limited mileage use. I have 11 years NCB but I'm using that on my MG3 through Tesco insurance. What is the best way about insuring a second car as I believe I can't insure 2 cars on one policy? |
I'd have a look at a specialist like Peter Best. I've never used them but others speak highly. They also acknowledge and cater for mods, which I think will be important if I'm right that you're looking at the xpg zs.
When had a spare car, the red Zs, my insurer just matched my bonus on it realising that I could only drive one at a time! Won't hurt to ask. |
Thanks Dan, I'll be phoning PB tomorrow and also my insurer just to see if there is anything they can do.
Been after a 180 since I got my 120 back in 2006, so it's long overdue! |
I insured the 180 on 5k miles with adrian flux for £200 classic insurance, no no claims, a couple years back...
no its on nkrmal miliage wirh chris knott for about 350pa |
As mentioned Pete Best offer modern classic policies with 3k and 5k limits and don't take or use ncb. The mods are covered and with photographs will agree a value that reflects their worth. My mk1 was around £140, the mk2 was close to £120.
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check out the modern classic policies, i was insuring fully comp a supercharged jag for 90quid a year when i was 25!!
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Join the MG Car Club then go through Peter Best. I know people that have got policies for around £150.
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As Lukeus 101 says, join the MGCC as Peter Best then give you a discount, I dont know if its the same for the MGOC.
I have my ZS and TF insured with Peter Best, only thing is they do not give a NCD so I'm not sure how it works if you want to leave and go to another insurance company later. :):):) |
I found Peter Best more expensive with my 180 (and my MGF) verses main stream insurers. I pay £176 for fully comp 7k miles with 9 years ncb through Privilege. Some companies can mirror your existing ncb, some won't.
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Thanks everyone. Not sure PB are willing to insure it as I haven't heard back. I use my full NCB on my other car but guess I could switch over.
I'll try an fee more tonight. |
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