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-   -   Got surprising info when getting insurance quote. (https://www.themgzs.co.uk/vb/showthread.php?t=29332)

Skillen 02-03-15 01:05 PM

Got surprising info when getting insurance quote.
 
Getting my new insurance quote and when sorting out the details the guy mentioned my previous settlement when my car got bashed was £8000.
I mentioned I never saw anywhere near that to which he said that they must have took the rest.

Is this standard practice?

I'm shocked to see that my insurance firm settled at that price with the other guys insurance and I got 12.5% of it and they got the rest.

petet16 02-03-15 01:43 PM

Interesting indeed, that needs some researching.

Dan1971 02-03-15 02:26 PM

What were the circumstances then ?

Skillen 02-03-15 02:32 PM

No fault accident. Stationary in traffic. Hit by a guy hitting someone else and momentum took them into me.
http://www.themgzs.co.uk/vb/showthread.php?t=25262

Dan1971 02-03-15 02:57 PM

That's crazy that your company took a hit for £8K. Total value of the claim maybe - but that cannot be down to you.

Skillen 02-03-15 03:02 PM

I'm not sure but it sounded like he said settled to me for £8k. I don't think my company took that hit. More that they got that and gave me £1.4k and pocketed £6.6k.

stamford 02-03-15 06:15 PM

Get a copy of the full claim file, if still incorrect then I would be sending a copy of this to the insurance ombudsman.

talkingcars 02-03-15 09:03 PM

as per Mick.


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