Think its all down to if anybody is hurt, as to how much the police get involved.

If no one is hurt, they are happy to make sure everybody swaps their insurance details. After taking a breath test from all the drivers, (or so I understand).

Glad you're OK - that simulations the nuts ....

The thing we have to remember is that cars are supposed to crumple and fall apart these days on impact .... and 30mph into something stationary - is plenty fast enough.

Hope you and the mrs will be okay Jay. All the best.

Christ Jay that looks like a right mess.. and you didn't get dinner as well, thats mega pants.
Glad you and the other half are ok and not in a bad way... that suzuki of yours looks in a bad way with that crease in the boot hope you dont get your pants pulled down if they do write it off.

Cheers Dan, not bad for a MS word diagram, clearly had too much time on my hands yesterday!

Cheers Guys, fingerscrossed with the insurance. Guess its a given to refuse their first offer regardless. Went to speak to our local Suzuki dealer where the car has been serviced to get their opinion on what the car would be worth. They seemed pretty happy to help if the insurance company wanted to speak to them.

Sorry to hear that Jay - the suzuki guys there are quite reasonable - as i had a friend who had a sport (bought new) from them - which he sold back to them for a very goood price after a few years.

person at fault is the car turning accross - regardless of the speed of the audi driver.

Another friend of mine was hit on his bike - he was the 'audi' in this instance - and he claimed loss of earnings and replacement bike off the driver who was flashed and turned accross under very similar circumstances.

Glad you are both ok - my guess is the swift wil go to the scrap heap in the sky - or some-one else will repair it after it been written off!

The gf spoke to the insurance company and they've classed the car as a total loss. So guess the hunt for a new car starts now. :jump:

One question, we insured the car for £5k although looking around its gonna be around £6k for one of similar age/mileage. Does the amount we insured matter as not claiming off her insurance?

Could do without the hassle at the moment.

You two being well is what matters the most. Shocking situation which jumps out of nowhere, always ugly, luckily it didn't get any worse. I hope everything turns out ok.

I think with Insurance, they have to put you back in the position you were in before the accident. They wont improve your position, but you should get the same mileage, same condition, etc car as you lost.

Daughter went up the back of a car and wrote off her Galaxy, was a Ghia, full leather. Went through all the Autotrader ads and picked the ones nearest to hers, and asking the most money, sent in 5 ads, and the assessor was very good, got more back than if she would have sold it when it was OK.

Just got to play the system, always turn down the first offer, but you have to give the assessors reasons why they will give you more cash. Photos, service history, list of replacement parts, new tyres etc.