when i was 20 and first got the ZS 120 i went with Adrian Flux, they did me £600 fully comp with a £500 excess on 0 no claims and 0 modifications.
now i am 25, still with Adrian Flux, i get £500 fully comp with £200 excess on 5 years no claims and all modifications declared.
remember... the higher your excess, the lower the insurance charge! which with a car that can easily be written off by so much as a bird ******** on it... i figured taking the high excess to start was a good way to go