Got to agree wi craig, get that first offer tae ****
![Smile](http://www.themgzr.co.uk/vb/images/smilies/smile1.gif)
seems to be a common ploy by insurers to make the first offer as low as possible in the hope that it's just taken!!
Then decide if you want to fix up the old girl or break her for bits. As said breaking will net you a better return but if you want to fix her up nowt wrong with that either