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Insurers only pay out a standard book price on vehicles unless you as the customer can prove your vehicle warrants more, if you provide numerous photos of both interior and exterior showing how clean the car was they will have to up their offer in order for you to be able to purchase a vehicle in similar condition - i had an audi a6 some yrs ago and received an appalling first offer but i provided photos showing the immaculate condition and then received an increase of ?900 to enable me to buy like for like, so its def worth pressing for an increase, also details of work done / recent receipts helps too - good luck
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