I was with Churchills for years........until I bought the 180, they too requested a tracker! The only place I could find reliably was 'quote me happy', until renewal time came about for the third year, it went up big time. I am now with Admiral, have a multi-car policy and they do not require a tracker, I have all my mods declared and I only pay circa £303 per annum. But then I am old and have limited mileage, my choice