It's just Groupama don't re-insure and CAT vehicles... fair enough really
Said the value is still 85% of pre-accident so no loss really, for 138k, it's worth twice what I thought LOL
Sent an email in the end as nobody knew aything about it LOL
All fun, got a replacement grill (3 of them) and made 1 good one with lots of superglue and a shiny metal grill (they're all gross)
The clips for the bonnet snap so easily at age
Bumper looks ok really, just scuff marks on it which puts you off after a bufty session