Ah bollox.
I might have to have a re-think about which car I get. I've always insured MG's with Peter Best, but on they won't insure a driver on a ZT that's under 30 year old. Which is a shame as the insurance on a 2002 MG ZT is only £190 a year.
I asked for a quote on a 2004 ZS 180, and it came back at £320 because it's younger than 10 year!
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