Think the points issue is just another cash cow for the insurance companies, I must admit I find it difficult to keep to 30, even in the Derv!!!!
Thats why its a derv and not a 180, with a 180 I'm sure the points would have stacked up even quicker.
Thats even with a device that warns me of BLACK SPOTS, that is on all the time.
DannyZR did you try Co-op with the black box, they seem cheapish for the younger driver. Hope you can get that quote down.