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Could you try talking to a different person at your insurance company and point out to them that an 09 mk6 Ford Fiesta would obviously cost more than an 09 mk5 Ford Fiesta as they are the new shape, and more desirable and therefore hold their value better as it seems talking about MG ZS's in the same manner goes over there heads.
Perhaps offer to email them an unedited list of results from autotrader for mkII models?
Can't think of what else you can do really.
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