At least they have admitted responsibility and it's getting assessed. If that was pushed through on your home insurance you would have trouble.
I once made a claim for a break-in and the assessor said car spares were not covered. I had 4 off Revolution alloys with M+S tyres taken and they said as they were not on a car they are not covered! FFS how can I fit several spare sets to one car! They were off my oval racer. Daft but there you have it.
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Some useful links:
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