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Thats bloody terrible.
Personally, I'd be tempted to land this insurance claim on the Audi driver. No matter how convoluted the trail of paperwork may be, there is no way in hell they were doing 30mph and the driver cannot get away with this scot free.
Yes the Polo driver was at fault, and thats where the Audi driver will shift the blame to. But if the Audi hadn't been driving like a typical 'Audi ****' then the accident wouldn't have occurred.
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