I've got a feeling that some authoritied self insure, the premiums were getting so big they decided that it was cheaper to take the hits and pay out, but also chase for payment if they got hit.
One of our trucks hit a bus in London and I'm sure we were dealing with the operating company direct, not an insurance company.
Dont know how Local Authorities work but wouldn't surprise me if they self insured.
Down here in the local paper, I saw there were 205 claims for damage caused to vehicles by pot holes, how many claims were paid out???????????
None, refused them all.
