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They all do it, was with Norwich Union until the renewal was found to be steep, shopped around and more than halved the premium, now with Admiral with all mods declared. Was £680 and now down to £308.
My 18 year old daughter had her first renewal through today, was expecting something stupid, was surprised, 1 year NDC TPFT for a Peugeot 106, £435, £200 cheaper than the first premium paid. Sometimes it makes no sense at all.
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Some useful links:
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