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I sympathise with you, I too would like another bike but have been told no-way by the wife and kids! Plenty of pro's and con's, biggest con's being winter, rain, getting tooled up everytime, higher maintenance and inconsiderate car drivers! Pro's are easy, cheap to run, nimble in traffic etc.
As for costs, no idea but we do have a few on here who will enlighten you.
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Some useful links:
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