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My 04 ZS 110 was written of by a councl van back in 2001 when it was 15 days old with 800 miles on the clock and not only did they replace the car with a 54 plate ZS with a slightly better spec i got a £12000 insurance pay out. Granted it took a year to get it but i persevered and knocked back 3 rediculous offers before i got the £12000
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