[stamford]

Never been in the same situation as you so can't comment fully. All I can say is if written off and the car is with the garage or approved repairer/assessor then you relinquish any rights over it, you can't even remove any fixed items, you can only remove personal affects. Insurance is generally void once it has been declared as such in writing by the insurer. Do you have the car in your possesion? Which I doubt.