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13-07-14, 11:37 AM
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#1
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Member
Join Date: Jul 2007
Location: lancashire
Posts: 1,688
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insurance help needed
Can anyone advice on any insurance companies for my newphew . Now he is only 17 and passed his test last week he already has a car a corsa 1.2sxi 2002 model which he got ready for when he passes his test . Trying to insure it is a nightmere he has been on all the price comparison sites and its just silly quotes he is getting 3 grand plus and that's with a blackbox fitted . He simply cant afford to pay that sort of money out he is so fed up he cant drive after just passing his test anyone know of any decent companies he could try .
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13-07-14, 12:53 PM
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#2
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Site Ambassador
Join Date: Feb 2008
Location: Scottish borders
Posts: 11,544
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Some good tips here -
http://www.moneysavingexpert.com/car...s#specialdeals
Can't help with personal experience though mate - sorry. My boys still have a few years to go until they start driving. I'm saving already !
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13-07-14, 01:13 PM
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#3
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promoted bloke!
Join Date: May 2008
Location: bournemouth
Posts: 16,801
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Cant remember the grandsons Ins Co, I'll ask him and let you know, he started with a 1.2 R reg Clio, £1200 odd with a box.
Now got a 1.4 Clio 51 reg, without a box £1400.
Tesco box, or Admiral and put dad or someone as a named driver.
Also have a look at this
http://www.moneysavingexpert.com/car.../young-drivers
Good luck.
Snap Dan!!! was waiting for his ins co.
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13-07-14, 01:24 PM
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#4
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Member
Join Date: May 2009
Location: Lancashire
Posts: 1,063
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I used Keith Michaels plc when I was younger: http://www.keithmichaels.co.uk
I wouldn't bother with comparison websites, go find a specialist broker
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13-07-14, 02:02 PM
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#5
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Member
Join Date: Mar 2010
Location: Harlow, Essex
Posts: 4,297
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Eeeeeeeeeeeeeeeeeeeeeeeeeh, in my day...My first car was a Ford Escort Rs1800. Bought it for £650, went to my local insurance broker and they insured me at 19 3rd party f&t for £125. No garage, no alarm. They gave me £50 excess I remember.
Back in 1985.............feel sorry for youngsters these days, but as they prove to be a bad risk what do you expect.
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13-07-14, 03:34 PM
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#6
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Member
Join Date: May 2014
Posts: 125
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I'm 27 and still paying over a grand with 5years ncb been driving since I was 17 I was paying 4500 on my old escort wen I was 18/19
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13-07-14, 04:35 PM
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#7
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Member
Join Date: Sep 2012
Location: Chester
Posts: 2,581
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Quote:
Originally Posted by Sean-2k
I'm 27 and still paying over a grand with 5years ncb been driving since I was 17 I was paying 4500 on my old escort wen I was 18/19
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Mad! I pay almost a 1/4 that! Same circumstances!
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13-07-14, 04:36 PM
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#8
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Yeah defo back now...
Join Date: May 2008
Location: Stonehouse, Scotland
Posts: 2,314
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Guess its down to location then..
Iv payed around the £1000 on mine each year until i got the jetta... That was £500 and again the exeo and zt-t come in around the same price or less.
Iv just done a quote on a new MG6, 4 years ncb 21 year old and its £325!!
Keep looking round and you will get good somewhere.
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13-07-14, 05:28 PM
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#9
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Senior Pant Sniffer
Join Date: Jul 2007
Location: staffordshire
Posts: 4,771
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when i first passed i had a astra mk3 cost me £1400 car cost £900
took my pass plus took it down to £800
was the same with pretty much all my zs's my 1.8 2.5 and my 110 were all 800 theyre or theyre abouts
My bmw was £350 and my type r now is £460 with 9ncb
3k is a bit excessive but i doubt youll get it much cheaper really
**** really for youngens now
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13-07-14, 07:01 PM
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#10
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Site Owner
Join Date: Jul 2007
Location: Waterlooville, Hants
Posts: 24,098
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I would strongly recommend you try Direct Line, two of daughters use them and no-one else came close. Remember they are not on any comparison sites. My eldest has been with them since 17 years old and got really cheap insurance every year. I don't think she has paid more than £600 fully comp.
I have since moved to them for the Vectra Elite where it is a basic £167, £234 with all the add-ons (NCB protection, legal cover& hire car) and the MGF SE is £152 but with the add-ons £184.
My girls both run brand new cars, Vauxhall Adam and the new Seat Ibiza, 25 and 21 years old, both pay no more than £400 fully comp.
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