That is mental, I pay around ?240 on a MK2 1.8 with the 180 kit (that they class as a modification as it was not standard on the 120), a K and N pannel filter and Janspeed backbox. That is the bonus of being 32 I guess. Nice car though by the way, wish I had something like that when I was 17 instead of using my mum's 1.1 automatic Fiesta with CVT!
?475 is still high, I was quoted ?337 for a modified ZS with 5 years ncb (Discovery has the 13 years on it) I'm 45 btw. Talking of cars back in the day, my HSX Chevette was only ?298 fully comp in 1989 and that was running twin 48's!
475 could be about right due to those thieving ****** insurance companies as thats about what i have bee quoted fully comp at 40 with five yrs no claims on that policy ( they said they both hated the zed and my postcode lol)