insurance help needed - Page 2

talkingcars · 13-07-14, 07:44 PM

My 19 year old is only paying £500 on her 100 with her mum as a named driver with Diamond.

ian zs180 · 14-07-14, 02:50 PM

Cheers everyone for your advice I appreciate it very much . And mick I think he is going to try direct line so I,ll let you know how he gets on thanks again guys .

peterzs · 14-07-14, 03:58 PM

Dont forget the "named driver", bit.

Knocks it down quite a lot.

B8sy · 14-07-14, 06:40 PM

A major factor is the history on car models, 1.2sxi is no doubt very popular with young lads and therefore no doubt crashed a lot which is bad news, he would be much better off getting something very unusual and unfortunately not so popular, insurance companies will know which cars are a liability. I pay 200 quid fully comp on zs 180, I'm 28 with 5 yrs nc. So location can play a major part as well but not much you can do about that.

ian zs180 · 15-07-14, 04:49 PM

Tried direct line still coming in over 3 grand . Might be wise to sell the corsa and look for something not so popular like b8sy says. Maybe a rover 25 would be a good idea but then again that's a 1.4 engine so don't know if it would be . Pete that quote is with the named driver its over 4 grand on his own .

petet16 · 15-07-14, 04:53 PM

It maybe worth getting a few quotes with different cars, some cars seem to viewed as much bigger risks than others.

B8sy · 15-07-14, 07:55 PM

I did an insurance quote on am Aston db9 a few years ago and it was 1200 quid fully comp, they obviously don't get crashed and not easy to steal. Try a few different motors, something boring for the first year or two and then once insurance starts to drop go for something a bit more fun.

ian zs180 · 16-07-14, 04:41 PM

Cheers guys I was thinking that myself so I said to him on the phone this afternoon what about a Nissan micra he laughed and said he would rather walk

M17TT180 · 16-07-14, 04:50 PM

Quote:

Originally Posted by ian zs180

Cheers guys I was thinking that myself so I said to him on the phone this afternoon what about a Nissan micra he laughed and said he would rather walk

I don't blame him!

Dan1971 · 16-07-14, 05:38 PM

The car is relevant for sure. The guy I share an office with's daughter passed her test yesterday.

Her quote for a through go compare for a 2003 Mini valued at 3K is £1700 via "insurethebox". The highest was £26K ....!!!