Insurance Changes

[stamford]

On the back of a previous thread on insurance cover I decided to call my company and get a quote for intended changes and was surprised. I was also shocked at what I pay now £272 fully comp! and that was with declared exhaust mods and induction.

With the addition of 18" wheels, bucket seat/harness, remap was only an admin fee of £27. I also increased my annual mileage from 5k to 15k and it now sits at £332 if I discount the admin fee. So all in all it is not that bad. But like I said before certain items that are not regarded as standard or optional equipment are not covered. So my only increase was down to the increased mileage and an admin fee.

Question is, would I get a better deal with a specialist?

Out of curiosity I did the 'gocompare' or 'confused' route or whatever it is and Admiral were the only one that came up with cover for said mods. Good job I am with them anyway and get discounts for a multi-car policy, which I would not get elsewhere.

[Phate]

I'm with Adrian Flux which are more of a specialist company, try giving them a call

[Jay-ZS+]

Im with Adrian Flux as well but pay alot more than that mick and thats only for the 120!! The perks of being old I guess!

[stamford]

Cheers nipper!

[arwilson80]

I'm with Greenline and pay about £150 more than that...

[p_b82]

i use A-plan and pay £555 for 12K year miles, protected no claims, hire car and all mods replaced like for like...and i am 27, keep the car on the street in bristol btw.

here is the list of what is fitted:

MAFAM (disconnected);
K4.80 Green Filter;
Wingy EGR blanking kit, Downpipe, Decat, Backbox;
Wingy Injectors; (read modifed by the bloke on .org that did them)
Donnydiesel silicone IC hoses (Roose); (commissioned by a bloke on .org)
Donny Custom Turbo outlet pipe;
ZS180 calipers and carriers;
Uprated gearbox bearings;
Helix Clutch;
Quaife ATB;
Stage 2 Hybrid Turbo @22PSI (GBE EVO D controller); - pretty much a turbo from a td5 squeezed in to the GT1549 housing
Upgraded clutch Hydraulics;
Partial Remap

I am yet to declare - but did not see the point until i got the car back to pay for it while it has been off the road - the last ones below

FMIC; Porting work; ARP headstuds; Remap sorting

[will-w]

My (soon to be) modified policy with Adrian Flux was £140 cheaper than a standard policy... Go figure!

[starfire039]

i called A plan but they wouldn't quote me as i'm 20....

[afcbadam]

im with A plan, they insure me and i have a 180!!! im also 20 years old!

[Jay-ZS+]

Adam how much do you pay a year if you dont mind me asking?