Crashed Damaged cars...your thought? - Page 2

afcbadam · 13-07-09, 08:26 PM

cat a- has to be crushed,
cat b- scrap yard jobbie, never allowed on the road again, but parts that are not damaged can be salvaged
cat c- will cost more to repair than the pre accident value of the vehicle (manufactures parts used to quote this)
cat d- insurance company say its un-economical to repair, but can be repaired for less than the pre accident vehicle value

stevelou5 · 13-07-09, 08:45 PM

Quote:

Originally Posted by afcbadam

cat a- has to be crushed,
cat b- scrap yard jobbie, never allowed on the road again, but parts that are not damaged can be salvaged
cat c- will cost more to repair than the pre accident value of the vehicle (manufactures parts used to quote this)
cat d- insurance company say its un-economical to repair, but can be repaired for less than the pre accident vehicle value

cheers for that!!!

another silly question then....do you agree with the insurance company to get the car fixed then or do you not go through the insurance company and just get it to a body shop your self??? (how does it become a cat c or d if that makes any sense)

edmo · 13-07-09, 08:49 PM

insurance company gets a quote to repair the damage using brand new manufacturers supplied parts. If that comes to more than what they think the far is worth then they write it off cat c or d

Edit to add.
Generally if you use eBay and scrappies you can repair the car for far less than the insurance company can

stevelou5 · 13-07-09, 08:50 PM

Quote:

Originally Posted by edmo

insurance company gets a quote to repair the damage using brand new manufacturers supplied parts. If that comes to more than what they think the far is worth then they write it off cat c or d

cheers for that!!

afcbadam · 13-07-09, 09:13 PM

only written off by an insurance company, they have people who inspect the damage and determain how bad it is, and wether its a cat a,b,c or d.

rozzr · 13-07-09, 09:18 PM

Quote:

Originally Posted by Southside_ZS

How can you have endless problems with panel damage repaired cars?

Front end damage, it hit the rad and caused waterpump damage, the repair company didnt repair the waterpump so as i was driving along after getting the car back it started overheating, i pulled over but i figure it was too late as even after the waterpump was replaced i had issues with coolant and then soon got HGF... i'm certain it was all linked.

Car was never the same after the crash, never ran the same at all.

afcbadam · 13-07-09, 09:23 PM

some will be ok others wont. i wouldnt personally buy one. some cat c & d are only 1k cheaper to buy, i would rather wait 6 more weeks, save up the extra and buy a non accident damaged car.

Steves Cleenz · 13-07-09, 10:11 PM

when my car got wrote off, they put it as a CAT C, the insurance assesor put but a rebuild cost at over £8000 for my car, it has cost me less than £900 to put back on the road, yes i have done the work myself, i got a quote for a body shop to do the work and they wanted £1700 to do it and that was including genuine MGR panels, insurance assesors are complete KNOBS lol

edmo · 13-07-09, 10:15 PM

agreed. But then again they wrote off my 13 year old laguna and I got my zed with the bank loan I was forced to get so I won in the end. This is best car I have ever owned but then again it's not hard against the ***** I have driven around in

Southside_ZS · 13-07-09, 10:26 PM

Quote:

Originally Posted by rozzr

Front end damage, it hit the rad and caused waterpump damage, the repair company didnt repair the waterpump so as i was driving along after getting the car back it started overheating, i pulled over but i figure it was too late as even after the waterpump was replaced i had issues with coolant and then soon got HGF... i'm certain it was all linked.

Car was never the same after the crash, never ran the same at all.

Im still yet to work out how a damaged rad can cause waterpump failure? Sure it wasn't just sheer coincidence and it started leaking anyway? they are a common fault on the k-series.