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12-01-17, 09:58 PM
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#1
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Member
Join Date: Sep 2007
Location: Northants
Posts: 2,725
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Insuring a 180
Hi all,
looking at purchasing a 180 which will have limited mileage use.
I have 11 years NCB but I'm using that on my MG3 through Tesco insurance. What is the best way about insuring a second car as I believe I can't insure 2 cars on one policy?
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12-01-17, 10:12 PM
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#2
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Site Ambassador
Join Date: Feb 2008
Location: Scottish borders
Posts: 11,538
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I'd have a look at a specialist like Peter Best. I've never used them but others speak highly. They also acknowledge and cater for mods, which I think will be important if I'm right that you're looking at the xpg zs.
When had a spare car, the red Zs, my insurer just matched my bonus on it realising that I could only drive one at a time! Won't hurt to ask.
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12-01-17, 10:20 PM
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#3
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Member
Join Date: Sep 2007
Location: Northants
Posts: 2,725
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Thanks Dan, I'll be phoning PB tomorrow and also my insurer just to see if there is anything they can do.
Been after a 180 since I got my 120 back in 2006, so it's long overdue!
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13-01-17, 05:29 AM
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#4
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IT Administrator
Join Date: Oct 2007
Location: Winchester-ish
Posts: 5,092
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I insured the 180 on 5k miles with adrian flux for £200 classic insurance, no no claims, a couple years back...
no its on nkrmal miliage wirh chris knott for about 350pa
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13-01-17, 07:02 AM
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#5
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Site Owner
Join Date: Jul 2007
Location: Waterlooville, Hants
Posts: 24,096
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As mentioned Pete Best offer modern classic policies with 3k and 5k limits and don't take or use ncb. The mods are covered and with photographs will agree a value that reflects their worth. My mk1 was around £140, the mk2 was close to £120.
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Some useful links:
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13-01-17, 05:17 PM
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#6
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Site Supporter
Join Date: Aug 2007
Location: Cockermouth
Posts: 674
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Quote:
Originally Posted by Dan1971
I'd have a look at a specialist like Peter Best. I've never used them but others speak highly. They also acknowledge and cater for mods, which I think will be important if I'm right that you're looking at the xpg zs.
When had a spare car, the red Zs, my insurer just matched my bonus on it realising that I could only drive one at a time! Won't hurt to ask.
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^^^^^^^^ This, i have 2 180's insured seperately that mirror my ncb, far cheaper than any multicar scam..
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I Need Arches.
They're only noodles Michael
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15-01-17, 10:44 AM
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#7
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Member
Join Date: Jul 2007
Location: gwent s.wales
Posts: 517
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The advantages of being an old git. Had renewal through from General Accident for the Scooby. Around £283 Full Comp 7yrs NCD on this policy.
Did an annual search SAGA £154 !!!! Happy motoring!
But I'd pay more just to be younger.
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15-01-17, 01:30 PM
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#8
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Member
Join Date: Sep 2007
Location: Northants
Posts: 2,725
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Well i'm 31 so quite happy with £300. I pay £250 on my MG3 with 12 years NCB.
Still think I can get it a bit cheaper, certainly if I join the MGCC.
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13-01-17, 07:44 AM
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#9
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Member
Join Date: Jul 2012
Posts: 1,284
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check out the modern classic policies, i was insuring fully comp a supercharged jag for 90quid a year when i was 25!!
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13-01-17, 08:28 AM
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#10
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Member
Join Date: Feb 2012
Location: Huddersfield, West Yorks.
Posts: 2,944
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Join the MG Car Club then go through Peter Best. I know people that have got policies for around £150.
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> ZR 105 (Broken) > MK2 ZS 180 (Sold) > MK1 ZS 180 (Sold) > ZR Replica (Dead) > MK1 ZS 180 (Broken)
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