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07-07-10, 05:42 PM
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#51
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Member
Join Date: Jan 2010
Location: stenhousemuir,falkirk
Posts: 3,962
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Quote:
Originally Posted by Craig
Thats bad news mate! I hope your excess aint too bad or you might end up with not very much payout considering it was a cat c before I got it.
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they said id only pay an excess if it was getting sorted,as a say dont ken much till tomorrow another sleepless night
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07-07-10, 05:46 PM
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#52
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Back Again!
Join Date: Jul 2007
Location: Ayr, South West Scotland
Posts: 7,682
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Quote:
Originally Posted by l4cwd
they said id only pay an excess if it was getting sorted,as a say dont ken much till tomorrow another sleepless night
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Ah, I have never had to claim either mate so I dont know the ins and outs. Fingers crossed for you matey.
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07-07-10, 06:38 PM
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#53
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Member
Join Date: Jan 2008
Location: Bolton
Posts: 1,852
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Quote:
Originally Posted by l4cwd
they said id only pay an excess if it was getting sorted,as a say dont ken much till tomorrow another sleepless night
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my insurance company made me pay the excess as there was noone to claim off
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07-07-10, 10:34 PM
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#54
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Banned
Join Date: Mar 2010
Location: Staffs
Posts: 831
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Your excess has to be paid whether the cars repaired or written off.. Thats what it is there for.
The excess can be claimed back if you have had to pay it through no fault of your own.
Since your misses crashed the car, it means the excess will be deducted from the pre accident value of the car.
I would seriously opt for buying it back.
So if your car was valued at ?3000.00, you would get back ?2500.00 if your excess was ?500.00
George
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07-07-10, 11:19 PM
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#55
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Member
Join Date: Sep 2007
Location: Glasgow
Posts: 1,885
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Gutted Andy 
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08-07-10, 05:45 AM
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#56
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Member
Join Date: Mar 2010
Location: port glasgow
Posts: 166
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andy realy sorry to see this bud good she is ok but bad news for ur baby realy do hope all works out for u bud
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mg.scott.zs 
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08-07-10, 07:19 AM
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#57
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Member
Join Date: Jun 2008
Location: Rainham, Essex
Posts: 4,608
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Buy the bloody thing back! I made pretty much all the money I'd spent on parts back by breaking it!
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08-07-10, 09:15 AM
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#58
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Member
Join Date: Jan 2008
Location: Bolton
Posts: 1,852
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Quote:
Originally Posted by Phate
Buy the bloody thing back! I made pretty much all the money I'd spent on parts back by breaking it!
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if its cat B he can't m8 thats what gutted me about mine
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08-07-10, 02:53 PM
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#59
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Member
Join Date: Jan 2010
Location: stenhousemuir,falkirk
Posts: 3,962
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right guys heres the deal,as it was a cat c write off there only,offering me 895,minus my excess of 200,minus rest of payments 275.01,leaves 419.19,minus buying her back,89.50,need to get her trailered to my house tho put her on the drive,i can put her back on the road,but need a new mot vic check,i will get 330 plus my car back honest opinions guys,cheers,i will phone them back when ave got enough replys,let me know if its worth trying to fix,or break,dont really wanna break it tho
Last edited by andys1981; 08-07-10 at 03:08 PM.
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08-07-10, 03:09 PM
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#60
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Back Again!
Join Date: Jul 2007
Location: Ayr, South West Scotland
Posts: 7,682
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Firstly refuse the offer. Its pretty ****. Whatever happens, buy it back, you cant lose on it. Engines gotta be worth 500 minimum, spoiler at least 200, then interior etc you could have more than a grand in bits mate.
In all honesty I thought It was probs worth a grand as a whole car seeing it was already a cat c before I got it.
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