Hate to say it but if you were set on another ZS and insurance / fuel consumption were putting you off then why not just get a diesel ZS? Fair play if you wanted something bigger and softer but a strange choice for a 20 year old. Not that I can talk, had a V6 75 when I was 19 but soon fired that off to make way for MGs again. Diesel is deffo where its at with fuel prices.
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ZS Turbo!!*cough* (diesel)
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