As you say the insurance price will jump a lot when he becomes a full driver, pending on how long your son takes to pass though the potential of a year's no claims in his own right would help.
I think the 1.4 or 1.6 ZR or ZS will jump hugely pricewise - do some comparisons as I know in the past the MG's were "expensive" compared to other cars.
I'd also be a little wary on allowing too much driving without an instructor - the counter argument is that you don't get the reinforcement of all the good habits and it can be much easier to develop bad ones.
Not necessarily bad in terms of actually driving in the real world, but bad as in passing the test - as they are unfortunately quite different as I found out when I failed my first test!
Good luck to him tho 
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Mods Fitted
Pipercross Filter; Full 2.5" 'Wingy' exhaust; Donny Custom Turbo outlet pipe; Custom injectors;
Uprated gearbox bearings; Helix Clutch; Quaife ATB; Upgraded clutch Hydraulics; FMIC; Ported Head; ARP headstuds; Leda coilovers; 'Brembodge' 326mm disks/DS2500 pads
Dieselpowered
Fitting Custom Hybrid Turbo (1856GTBv) & controller; Remap, swirlpot, lift pump
AMW Motorsports
Custom exhaust manifold & downpipe
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Threaded Mode