Insurance time.... I was in for a small shock

[Maxxed_Ross]

Well after taking the plunge and buying the ZS end of last year I thought my insurance would be semi ok as I only had to add around £200 to my existing ZR policy, taking it to just over £900 a year fully comp with Elephant.

As it is up at the end of the month I thought I better start looking around, and to my horror I could find a quote under £1200 even before I mentioned mods

Adrian Flux, the "fast car/young driver/enthusiast specailist" were almost the worst I tried at a whopping £1600 with just the exhaust claimed

But then Direct Line shon a becon of hope at £890... brilliant I thought - until i phoned them up and they told me the car had to be totally standard as I'm under 25. There's some mighty fine small print for ya!

So just as I thought all hope was lost my renewal with Elephant came through the door.... £830 fully comp

A quick phonecall later and ALL my mods (including manifold, twin pipes, air filter and big wheels) are also covered for an additional £30!!!!

[dave87]

ya ****** that about what i am paying for a standard 110 with one years no claims at 21!!

[Dan1971]

Mines up now too .... My 180 is gonna cost me about £400 fully comp protected .... and I reckoned I was paying too much. (Age 37, full no claims, wife a named driver).

You youngsters are getting hammered. I remember reading somewhere that very often if there's a woman on the policy it may go down. You guys should get a quote with your mum as a named driver. Who knows, she might have to collect you from the pub one day ???

[markyzs180]

Originally Posted by Dan1971

Mines up now too .... My 180 is gonna cost me about £400 fully comp protected .... and I reckoned I was paying too much. (Age 37, full no claims, wife a named driver).

You youngsters are getting hammered. I remember reading somewhere that very often if there's a woman on the policy it may go down. You guys should get a quote with your mum as a named driver. Who knows, she might have to collect you from the pub one day ???

Dan Just got it for £310 thru Sheilas Wheels because the wife is on the insurance...... (soz kids..... )

[summerfies]

Originally Posted by markyzs180

Dan Just got it for £310 thru Sheilas Wheels because the wife is on the insurance...... (soz kids..... )

I paid £430 but that's for a fully modified car, which most of the mods have not been done yet. But when I do then I just ring them up and tell them and it is added FOC. I am 37 and my wife is on the insurance but I had a claim last year where my first ZS was written off because of the floods in July, which is classed as my fault. So i am paying a bit too much at the moment. The premium I should have paid would have been about £325.

[stamford]

Adding my wife this time around made no difference, so she is not on it full stop I am expecting my renewal soon, currently £303 fulll comp with mods declared.

[Maxxed_Ross]

Aye my mum has always been on the insurance, it drops it about £60

I just need to threaten her every so often not to touch it lol

[Maxxed_Ross]

I think we have a Flux discount too, they normally just ask you if you are a member of an owners club

[Maxxed_Ross]

blimey, that is good!

[dvid]

I'm with elephant... £540 Business Class 2 and no claims protection... With 1 accident against my name. 25 with 5 years NCB