Think I would get it tracked up first and see if that throws up any probs.
Hope its only that and nothing bent, clipped a kerb with my one the other day, so got it tracked up and seems OK.
Blamed a pot hole, as it was only about a week after new tyres and tracking!!!!
If it was mega bucks, could you claim off your insurance, know it would cost excess, but if your protected NCB, shouldnt affect claims record too much. With all the snow about bet there will be plenty of claims going on.