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26-06-08, 09:56 AM
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#1
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Member
Join Date: Jul 2007
Location: Haydock
Posts: 1,066
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Insurance
Just got my insurance renewal from Adrian Flux and its gone up by over £250 
Why the hell has it gone up so much, not had any claims, got a quote off direct line and its even cheaper than last years premium..
What a rip off..
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26-06-08, 10:28 AM
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#2
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Site Owner
Join Date: Jul 2007
Location: Waterlooville, Hants
Posts: 24,097
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Never found them to be any better in all my years of driving, works for some I suppose. But the cars I have owned and modified have been better insured through the high street chains.
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26-06-08, 10:30 AM
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#3
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Events Organiser-Scotland
Join Date: Jul 2007
Location: Livingston
Posts: 7,667
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I'm the same, Flux have always been way over the average quote for me too
Elephant have always been the cheapest for me
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26-06-08, 01:15 PM
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#4
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promoted bloke!
Join Date: May 2008
Location: bournemouth
Posts: 16,800
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What is a modified ZS? I say my one is unmodified as i assume it came with all the body work kit when it left the factory!! or not?? I take it that modified relates to upgrades to engines, brakes etc. but the Insurance Companies seem to use any excuse not to pay out now a-days. Are the 17" wheels a standard fitting?? 
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Last edited by peterzs; 26-06-08 at 01:19 PM.
Reason: Paying £143.00 for the wife and me
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26-06-08, 01:33 PM
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#5
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Founding Members
Join Date: Jul 2007
Location: St. Cloud, FL, USA
Posts: 7,671
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Insurance is always 'hit & miss'... I've noticed there have been a lot of complaints about Adrian Flux lately.
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" People in cars cause accidents. Accidents in cars cause people. Drive only with proper protection." 
" You should try one. It's bloody good" - Jeremy Clarkson (commenting after driving a ZS180) 
" Fines are a tax for doing bad, Taxes are a fine for doing good" - Unknown
GPS - Because guys don't know how to ask directions
MG ZS 180
3.5L V6 Ford Taurus
2.7L V6 EcoBoost Ford F150 4x4
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26-06-08, 04:59 PM
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#6
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Events Organiser-Scotland
Join Date: Jul 2007
Location: Livingston
Posts: 7,667
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the 180 came stsndard with the body kit and 17" wheels, so I wouldn't call them mods.
I had to tell the insurance about the 17" wheels and Rallye II body kit on my old ZR as they were "optional extras" but were factory fitted. They didn't make any difference to the premium but would have void it is I hadn't told them. Same goes with things like the optional CD changer ect.
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26-06-08, 06:29 PM
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#7
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Site Owner
Join Date: Jul 2007
Location: Waterlooville, Hants
Posts: 24,097
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Usual mods to declare would be a long list, but here's a few:
- induction
- exhaust
- exhaust manifold
- cams
- chipped
- reworked heads
- rebored engine beyond machining tolerances, over +0.060"
- injection/inlet upgrades
- big brakes
- sports suspension
- bodykits
- wheels/tyres non standard
- spoilers
- ICE upgrades
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27-06-08, 12:01 PM
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#8
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promoted bloke!
Join Date: May 2008
Location: bournemouth
Posts: 16,800
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Thanks for info. 
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27-06-08, 02:32 PM
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#9
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Member
Join Date: Jun 2008
Location: Rainham, Essex
Posts: 4,608
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That's odd...Adrian Flux were the cheapest for me by a grand.
Kinda helps if you know someone who works there though 
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